DescriptionAPY**Interest RateMinimum To OpenMinimum Balance To Obtain APY
Rates effective as of 11-19-14







Investment Checking0.05%.05$750$750
Prestige 500.05%.05$100$750
Prestige 50 Plus0.05%.05$100
Sweep Accounts
.05






Savings0.05%.05$100





Premier Gold - Personal



Tier 10.20%0.20%
$200,000
Tier 20.15%0.15%
$100,000
Tier 30.01%0.10%
$50,000
Tier 40.01%0.10%
$25,000
Tier 50.05%0.05%$5,000$5,000





Premier Gold - Business



Tier 10.20%0.20%
$250,000
Tier 20.15%0.15%
$100,000
Tier 30.10%0.10%
$50,000
Tier 40.05%0.05%$25,000$25,000





Money Fund0.05%0.05%$1,000$1,000





Christmas Club0.25%.25$1.00





** APY = Annual Percentage Yield. Reflects the total amount of interest based on interest rate and daily compounding for a year. Fees could reduce earnings.
Rates are subject to change at any time.

LENGTHAPY**INTEREST RATEMINIMUM DEPOSIT**
Rates effective as of 11-19-14







90 Days0.10%0.10%$1,000
5 Months0.10%0.10%$1,000
6 Months0.10%0.10%$1,000
8 Months0.10%0.10%$1,000
9 Months0.10%0.10%$1,000
11 Months0.10%0.10%$1,000
1 Year0.20%0.20%$1,000
$$ 16 Months0.40%0.40%$1,000
18 Months0.30%0.30%$1,000
21 Months0.30%0.30%$1,000
2 Years0.35%0.35%$1,000
30 Months0.40%0.40%$1,000
33 Months0.40%0.40%$1,000
3 Years0.45%0.45%$1,000
$$ 4 Years0.85%0.85%$1,000
5 Years0.80%0.80%$1,000
78 Months1.00%1.00%$1,000








$$ - GNB Special




** APY = Annual Percentage Yield. Reflects the total amount of interest earned based on interest rate and daily compounding for a year. Penalty for early withdrawal.
$500 minimum deposit for IRA Certificates.
Rates are subject to change at any time without notice.

TYPEINTEREST RATENOTES
Rates effective as of 11-18-14



Credit Lines (daily variable)4.375%Prime + 1.125%. 4.375% Floor Rate.



GNB Base $5,000 +4.50%Single pmt notes, 1 year adj. term notes, fixed rate credit lines - $5,000 +



GNB Base $1,000 - $4,9997.75%






Equipment/Farm Implement Loans
Purchase with 20% or more down.
Non-purchase or less than 20% down, add .50%
48 Months4.50%
60 - 72 Months5.25%


Separate content area for Commercial Loans table

YEARINTEREST RATEAPRPMT/MOTERM
Rates effective as of 11-18-14








Auto, Small Trucks, Boats, Motor Homes, Travel Trailers



Any Model Year2.99%2.987179.6360 Months Maximum
Any Model Year3.25%3.248153.0572 Months Maximum
RV's/Boats5.49%5.489128.9496 Months Maximum





Motorcycles, Snowmobiles, ATV's, Jet Skis



2009 & Newer3.75%3.746183.0260 Months Maximum
2009 & Newer4.25%4.247157.5872 Months Maximum
2008 & Older4.75%4.746187.5560 Months Maximum
2008 & Older5.25%5.245162.1972 Months Maximum





The above rate are based on purchase only.








Home Improvement4.99%4.986188.6560 Months Maximum
All Other Loans6.99%6.983197.9660 Months Maximum







APR and payment amount calculated at maximum terms listed, loan amount of $10,000 with a $135 loan processing fee, first payment in 30 days.
Rates may be higher based on credit scores or vehicle mileage.